Costs and Charges

If you are planning to invest in ad hoc or regular fund purchases outside of the Investment Centre, then you can calculate the impact of the costs on performance below.

Adviser charge - ongoing (per annum) £ % Where you have an adviser and your adviser is in receipt of an ongoing charge in relation to this policy, you should enter the amount they receive

James Hay charge - one off £ % Click on the 'James Hay charges' button to find out the charges James Hay applies to your plan. You should enter the appropriate 'One off charges' amount here

James Hay charge - ongoing £ % Click on the 'James Hay charges' button to find out the charges James Hay applies to your plan. You should enter the appropriate 'On going charges' amount here

James Hay Charges

Charge type

Modular ISA

Modular GIA

Wrap

One off charges

£20 to carry out an External Investment buy or switch

(£50 if not submitted via secure message)

(including setting up a regular investment)

£20 to carry out an External Investment buy or switch

(£50 if not submitted via secure message)

(including setting up a regular investment)

£100 – to set up a new Off Panel Stockbroker/Investment Manager Account

£20 to carry out a non-Investment Centre buy or switch
(if not submitted via secure message)

Ongoing charges

£134 p.a. Whole of Market module
(only apply this charge if it’s not already being charged on your plan)

£134 p.a. Whole of Market module
(only apply this charge if it’s not already being charged on your plan)

£67 p.a. (if you’ve selected to use an Off Panel Stockbroker/Investment Manager Account)

0.35% p.a.

This table shows standard charges applicable to Investment Manager (IM) and Whole of Market (WoM) transactions.
Where VAT is payable this has been included in the charges shown.

Add Investment +

Investment	Amount
Please add investments

Frequency of investment(s):